Your tenant no longer pays rent? We cover up to 100% of unpaid rent (max 2500€/month) during 6,12 or 18 months.
Your payment reminder has no effect? You cannot come to an agreement? We take care of all procedures and expenses related to the unpaid rent dispute (up to 7500€).
*Should you be interested in subscribing to the Rent Guarantee insurance or Legal protection separately, please contact Qover.
Your property is damaged? We cover repair and reinstatement costs in case of accidental damage caused by the tenant.
You are unsatisfied? Cancel at any time for free. We will refund your unused monthly premiums.
Results of an Immoweb survey on “the impact of unpaid rent on landlords”, August 2017, 400 respondents
This unique insurance is the result of a strong collaboration between 3 insurance experts in partnership with one of the biggest real estate market player in Belgium.
Located in Belgium
Rented for residential purposes only
Rented for at least 12 months
Be aged of minimum 18 years old
Be a permanent lawful resident of Belgium
Be the rented property owner or the authorized person mandated by the rented property owner
A copy of the initial inventory document is required (Premium pack only).
A tenancy agreement must be signed and registered.
Bank statements or equivalent proof showing the existence of a 2-month rental deposit
Either does not yet occupy the property
Or occupies the property since less than 45 days or since more than 6 months
If more than 6 months, the tenant must be up to date with rent payments and no payment incident must have occurred for the last 6 months
A waiting period of 60 days applies at the start of the insurance contract
A new waiting period of 60 days starts for any change of tenants during the contract period
Only one unpaid rent claim per occupying tenant is allowed